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Billpay

Products

Every way to get paid,
on one platform.

Accept payments online, in person, or with a link, then settle, track, and resolve every transaction from one secure platform built for Ethiopia.

Get startedSee the platform

Accept payments

Get paid wherever
your customers are.

One integration gives your customers a consistent experience, whichever bank or wallet they use.

Digital payment gateway

Checkout

A hosted checkout page that accepts banks and wallets in one place, with real-time processing and instant confirmation.

  • Real-time payment processing
  • Multi-bank connectivity
  • Wallet integration
  • Customer checkout pages
  • Payment status verification
  • Automated notifications

Scan and pay

QR Payments

Show a code at your counter or on an invoice. Customers scan it with their bank or wallet app and pay in seconds.

  • Accept with the merchant app
  • Works with bank and wallet apps
  • Real-time confirmation
  • Recorded in your dashboard

In person

POS Payments

Take payments at the counter alongside your digital channels, and see every in-store sale in the same dashboard as your online ones.

  • In-person card and wallet payments
  • One view of in-store and online
  • Instant approval
  • Settled with your other channels

Manage your money

Run your business
from one platform.

Monitor transactions, settle funds, and resolve disputes with controls and records built in at every step.

Merchant payment platform

Transaction Management

Onboard, transact, and manage your operations digitally, with a live view of every payment, refund, and withdrawal.

  • Self-service onboarding
  • Transaction monitoring
  • Refund management
  • Withdrawal requests
  • Merchant balance management
  • User and role management

Settlement engine

Settlements

A secure settlement engine moves your funds accurately and compliantly, with every step authorized, notified, and logged.

  • Automated ledger updates
  • Settlement cycle management
  • Batch creation and processing
  • Maker-checker authorization
  • Bank transfer execution
  • Notifications and audit logs

Dispute management

Disputes & Refunds

A structured process for contested transactions that is fair, transparent, and traceable from the first report to the final adjustment.

  • Case management
  • Evidence collection
  • Automated workflows
  • Escalation processes
  • Timelines and notifications
  • Settlement adjustments

Mobile

Merchant App

Run your business from anywhere. Get paid, follow your sales, and track settlements from your phone.

  • Biometric login
  • QR payment acceptance
  • Payment link generation
  • Performance dashboards
  • Transaction history
  • Instant notifications

Under the hood

One platform,
built to connect.

The infrastructure behind every Billpay product: cloud-native, API-first, and designed for Ethiopia's financial ecosystem.

  • Multi-bank integration

    Bank and wallet integrations with channel prioritization, availability management, and automated reconciliation.

  • Reporting & analytics

    Transaction, settlement, refund, withdrawal, reconciliation, and regulatory reports, with live dashboards.

  • Government collections

    Taxes, licenses, permits, municipal fees, and school and utility payments, with real-time reconciliation.

    Learn more

  • Compliance & risk

    KYC and KYB, AML controls, transaction monitoring, and full audit trails.

    Learn more

Get started

Ready to build a better payment experience?

Join businesses across Ethiopia that are choosing Billpay to power their growth.

Get startedTalk to our team