01 / 06Online stores
E-commerce
Power your online store with secure, flexible checkout across every payment method.
Learn morePayment gateway for modern businesses
Powering yourbusiness withseamlesspayments.
Billpay is a payment gateway that helps businesses accept payments, manage transactions, and grow, all in one place.
Works withyour favorite ways to pay
Why Billpay
Built for businesses
that move forward.
From startups to enterprises, Billpay gives you the tools, security, and flexibility to accept payments and manage your business, your way.
- 01
Secure by design
Every transaction is encrypted and monitored, with fraud checks built in, so you and your customers are protected.
- 02
Fast integration
Clean APIs, SDKs, and clear documentation. Go from sign-up to your first payment in days, not months.
- 03
Real-time insights
Watch payments land as they happen. Track volume, refunds, and settlements from one dashboard.
- 04
Local and global
Accept the methods Ethiopians already use, alongside international cards, from a single integration.
- 05
Enterprise-class platform
Cloud-native microservices with high availability, built to grow with the businesses and institutions that rely on it.
- 06
Powered by TAK Tech
Backed by TAK Tech's experience in software engineering, cybersecurity, and digital infrastructure.
Our products
Everything you need
to get paid.
A complete set of payment tools that fit how you sell, whether that's online, in person, or through a platform.
Accept payments
Online, in person, or with a link.
Checkout
A secure, hosted payment page your customers trust, with every method in one place.
Learn moreQR Payments
Show a code at your counter or on an invoice. Customers scan it with their bank or wallet app and pay in seconds.
Learn morePOS Payments
Accept in-person payments with POS, alongside your digital channels, and see every sale in one place.
Learn more
Manage your money
Track, settle, and resolve every payment.
Transaction Management
Monitor every payment, refund, and dispute as it happens, from one dashboard.
Learn moreSettlements
Get paid out to your bank on a schedule you choose, with clear records of every payout.
Learn moreDisputes & Refunds
Resolve contested payments with a clear process: evidence, timelines, and settlement adjustments, all tracked.
Learn moreMerchant App
Get paid, track sales, and follow settlements from your phone, secured with biometric login.
Learn more
Solutions
Built for every
kind of business.
No matter your size or industry, Billpay helps you accept payments and create better experiences for your customers.
- 01 / 06
02 / 06In person and on the go
Service businesses
Get paid for your services quickly, in person with POS and QR, or with a link.
Learn more
03 / 06Apps and marketplaces
04 / 06Large operations
Enterprises
Scale with reliable infrastructure, reporting, and support built for larger operations.
Learn more
05 / 06Digital government
Government
Digitize tax, license, permit, and public service payments, with real-time reconciliation and reporting.
Learn more
06 / 06Banks and wallets
Financial institutions
Connect your bank or wallet to Billpay's multi-bank network and reach more merchants and citizens.
Learn more
How it works
Get started in
three simple steps.
Integrate, customize, and start accepting payments. Most teams go live within days, not months.
- 1
Integrate
Connect with our API or SDKs, or install a plugin for your store. No code? Use payment links, QR codes, or POS.
- 2
Configure
Complete business verification, choose your payment methods, add your branding, and set your settlement account and schedule.
- 3
Go live
Test everything in the sandbox, then switch to live keys and start accepting payments, with every transaction tracked in real time.
For developers
Developer friendly.
Built for what's next.
An API-first platform with a dedicated sandbox and clear guides. Create a payment, send your customer to checkout, and get notified the moment it lands.
1// Create a payment and send the customer to checkout2const response = await fetch("https://api.billpay.et/v1/payments", {3 method: "POST",4 headers: {5 Authorization: "Bearer " + process.env.BILLPAY_SECRET_KEY,6 "Content-Type": "application/json",7 },8 body: JSON.stringify({9 amount: 2450,10 currency: "ETB",11 reference: "order_1042",12 return_url: "https://yourapp.com/success",13 }),14});1516const payment = await response.json();17console.log(payment.checkout_url);Clear documentation
Step-by-step guides and copy-paste examples.
Sandbox environment
Test every flow safely before you go live.
Real-time status
Verify payments and get notified the moment they land.
Dedicated support
Real engineers on the other end when you need help.
Trust & security
Your trust matters.
We follow strict security practices and industry standards to keep your data and transactions safe, always.
Built for Ethiopia.
Ready for what's next.
Advanced encryption
Your data is protected in transit and at rest.
Fraud prevention
Real-time monitoring and risk controls on every payment.
Data privacy
Your information stays yours. We never sell it.
Reliable uptime
Infrastructure built to keep your business running.
Verified merchants
KYC and KYB checks before any business can accept payments.
AML compliance
Anti-money laundering controls and regulatory reporting.
Full audit trail
Maker-checker approvals and logs for every sensitive action.
Role-based access
Every team member sees and does only what they should.
Get started
Ready to build a better payment experience?
Join businesses across Ethiopia that are choosing Billpay to power their growth.